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PROGRESSIVE BACCARAT

How to Play

Progressive Baccarat

This is a standard game of Baccarat with an additional chance to win a progressive jackpot. We offer six deck Baccarat. If you are not familiar with Baccarat, proceed straight to the Progressive Baccarat Rules. Return to this page after you have learned the rules.

To play the game:

  • Click on a chip of desired value to select it. Then move your cursor to the middle of the screen and click on any of the three areas on the table (Player, Banker or Tie) to place your bet there.
    • Every click on the area adds one chip to the bet. Select another chip if you wish to increase the bet by some other amount. Right clicking on the area removes one chip. You can place several chips into several areas at the same time.
    • Click on the slot below the Player bet area to place a side bet for the progressive jackpot.
  • The game includes the Player Pair, Banker Pair, Perfect Pair, Either Pair, Big and Small side bets . For rules, see the Side Bets section below.
  • Click the Deal button.

Cards are now dealt and you will see the game result. Click New Game if you wish to play again. Place your bets as described above and click Deal. You can also click Rebet to place the same bet as in the previous round.

At the top of the screen is the progressive jackpot ticker. It shows the jackpot amount that you can win on your current side bet. If you were playing for less than the maximum side bet amount, you get part of the jackpot fund (in the proportion of your side bet to the maximum side bet).

Below the ticker is the jackpot paytable button – click it to open the paytable, click again to close it. Each listed combination shows the payout, which is multiplied by your progressive bet to determine the win amount. The top combination wins the amount shown on the ticker.


Side bets

A side bet is a wager you can make beyond the regular game bets on Player, Banker or Tie. The following is a description of the available side bets:

Player Pair / Banker Pair / Either Pair / Perfect Pair / Big / Small

The side bet rules are the following:

  • The Player Pair, Banker Pair side bets win according to the payout table if the first two cards dealt to the respective hand form any pair on that hand, for example a 5 of Spades and a 5 of Diamonds.
  • The Either Pair side bet wins according to the payout table if the first two cards on either the Banker or the Player hand (or both) form any pair on that hand.
  • The Perfect Pair side bet wins according to the payout table if the first two Player or Banker cards form a pair of the same suit, for example a pair of 7 of Diamonds.
  • The Big side bet wins according to the payout table if the total number of cards dealt between Player and Banker is 5 or 6.
  • The Small side bet wins according to the payout table if the total number of cards dealt between Player and Banker is 4.
  • The side bet is not associated with the regular game bets. You can wager a regular game bet on the Player position but a side bet on the Banker Pair, and vice versa.
  • You can also place side bets without placing any regular bets.


Jackpot

One of the possible wins in this game is the progressive Jackpot, built up by all the casinos that offer the game. A small percentage of each bet, by every person playing this game in each of many online casinos, is added to a common pot. When a player gets the right result, that player wins the entire Jackpot (in some games you can also win part of it).

After a Jackpot has been won, a new pot is started, with the casinos contributing a base amount of money (called a seed). This ensures that even if you get a Jackpot result in a game right after someone else has won the Jackpot, you will still get a large win.

Please note:

  • In some games you have to make a specific bet to be eligible for the Jackpot.
  • If you get disconnected in the middle of a game round, your game does not change the value of the Jackpot. The state of the game up to that point is remembered by the casino; the next time you log in you can finish your game round with the same odds and without placing a new bet.
  • If a Jackpot is being discontinued (a game is closed and removed from the casino client), you will be notified of it by the casino.

The Jackpot for this game works like this:

Seed (how much money the Jackpot starts out with):

10 000 x your jackpot bet size.

Contribution rate (what percentage of each bet goes into the Jackpot):

7%

Win condition (the result you have to get to win the Jackpot):

Both player and dealer have Ace and 8, all four cards of the same suit.

Win requirements (what you need to do to be eligible for the Jackpot):

Place the jackpot bet.


Buttons:

Deal

Deal out the cards.

New Game

Start a new game round.

Rebet

Place the same bet as in the previous round.

Clear Bets

Clear the table of previous bets.

The lower edge of the game window holds the casino toolbar. It contains the following:

  • Current balance

Your account balance. This is the money you can use to play the casino games.

  • Cashier

Clicking this button opens the Cashier window, where you can make deposits and withdrawals, see your transaction history, etc.

  • Play for Real Money

This button appears only in Fun or Offline Mode. Clicking it will take you to the Real Money account creation page. If you already have a Real Money account, it will take you to the Play for Real Money login screen.

  • Menu

Some popular functions are united under the Menu.

Clicking History (unavailable in Offline mode) will open the game history window, where you can see the details of recent game rounds.

Options allows you to change audio quality and various gameplay settings, and Help opens the help article that you are reading right now.

Online Support lets you contact a customer support specialist, if one is online.

  • Close

This button is available only in the download version of the game.

Clicking this button closes the game window and takes you back to the Lobby.


Shortcut keys

If you wish, you can press the following keys on your keyboard instead of clicking on the buttons on the screen.

Press this key

To do this

TAB

Tab between the buttons on the screen.

ENTER

Click the button that is currently highlighted.

SPACEBAR

Start a new game round, press again to rebet as well.

Number keys

Select a chip. Different number keys select different chips. The number of functioning keys depends on the chips allowed for the current player and can be subject to change.

ESC

Exit the game and go back to the lobby.

Note on malfunctions: A malfunction voids all pays and plays.

Note on disconnections: If you are disconnected from the Internet in the middle of a game while playing for Real Money, please re-establish your Internet connection and log back into the casino. You can then click the History button to see the outcome of your previous round.

Rules

Progressive Baccarat Rules

The object of baccarat is to obtain a hand with a point total closest to 9. Aces count as one; 2 through 9 as their face value; tens and picture cards count as zero. If the value of the hand is a two-digit number, ignore the first digit. The last digit is the baccarat point value of the hand. For example: 7+6=13=3 and 4+6=10=0

Place your wager on the banker’s hand and/or on the player’s hand and/or on a tie. The player and the banker are then each dealt a two-card hand. In certain cases, a third card is dealt to the player or the banker or both (Third Card Rules). Cards are dealt from a shoe that holds 6 decks of cards. The decks are shuffled each round.

The player closest to 9, wins.

If you bet on the player and the player wins, you are paid 2 for 1 winnings on your bet.

If you bet on the banker and the banker wins, you are paid 2 for 1 minus 5% bank commission (vigorish).

If both the player’s hand and the banker’s hand have equal totals, the game result is a ‘tie’. If you have placed a bet on the ‘tie’ field, your payoff is 9 for 1. Non-tie bets are returned to you if a tie occurs.


Third Card Rules

The following baccarat rule chart governs when the player and/or the banker will automatically be dealt (i.e. “draws”) a third card in the baccarat game:

Player

Point Value of First Two Cards:

0 – 1 – 2 - 3 – 4 – 5

Draws a card.

6 – 7

Stands.

8 – 9

“Natural hand”, no further draw.

If the player stands, then the banker hits on a total of 5 or less. If the player does hit then use the table below to determine if the banker hits or stands.

Banker

Point Value of First Two Cards:

Draws when the player’s third card is:

Does not draw when the player’s third card is:

0 – 1 – 2

Always draws a card.

3

0 – 1 – 2 – 3 – 4 – 5 – 6 – 7 – 9

8

4

2 – 3 – 4 – 5 – 6 – 7

0 – 1 – 8 – 9

5

4 – 5 – 6 – 7

0 – 1 – 2 – 3 – 8 – 9

6

6 – 7

0 – 1 – 2 – 3 – 4 – 5 – 8 – 9

7

Always stands.

8 – 9

Player cannot draw.

Player cannot draw.

Important note: If either the player and /or the Banker has a total of 8 or 9, they both stand. This Rule overrides all other rules.

Pay Table

 

If you bet on the player and the player wins, you are paid 2 for 1 winnings on your bet.

If you bet on the banker and the banker wins, you are paid 2 for 1 minus 5% bank commission (vigorish).

If both the player’s hand and the banker’s hand have equal totals, the game result is a ‘tie’. If you have placed a bet on the ‘tie’ field, your payoff is 9 for 1. Non-tie bets are returned to you if a tie occurs.


Jackpot Paytable

 

Tie Pays

Player suited Ace + 8

Banker matches

Jackpot

Player suited Ace + 8

Banker suited Ace + 8

10,000x
Player & Banker Ace + 8 1,000x
Natural 9 25x
Natural 8 20x
Natural 7 15x
Natural 6 10x